“95% of our clients qualify for FREE health insurance! Contact TRIL Now for a FREE quote to see if you qualify!”
Shaughnna Blackmon
C E O
Affordable Healthcare for All
Health insurance is designed to offset the sky-rocketing costs of receiving health care. The Affordable Care Act (“ObamaCare”) requires that everyone have coverage unless you are exempt. Health insurance can be complicated but The REAL Insurance Lady makes it easy to understand. The REAL Insurance Lady will help you determine if you are eligible to receive assistance (“subsidy”) in paying your premium and in helping you select the right plan for you and your family.
Frequently Asked Questions
Learn about common questions that our clients ask us over the phone when picking an insurance plan and learning more about our services.
If you have additional questions, or need further elaboration on something, please let us know by calling our phone during regular business hours: (713) 367-1161
The REAL Insurance Lady sells:
- Life Insurance
- Health Insurance
- Medicare Insurance
- Disability Insurance
- Dental Insurance
- Vision Insurance
- ObamaCare is called the Affordable Care Act.
- ObamaCare is a series of laws that standardize health insurance. Think of it like car insurance.
| HMO | PPO |
| ¨ Cheaper | ¨ More Expensive |
| ¨ Requires a referral | ¨ No referral needed. |
| ¨ MUST go to doctors and hospitals in the network. | ¨ Can go to any doctor or hospital. |
Contact the Member Services or call our office. The number is on the back of your health insurance card or call us at (713) 367-1161.
Premium is the amount you pay EVERY month to keep your insurance.
A Co-payment is the amount you pay for covered services at the time you receive care.
Co-insurance is a percentage (%) you pay for a covered service.
You can pay your premium by calling us at (713) 367-1161, and one of our insurance agents will happily help you with your payment process.
Out-Of-Pocket Maximum is the most you will pay for the year. It includes all of the co-pays, co-insurance, and deductibles for medical and prescription services. If you reach it, all services are covered at 100%.
A deductible is the amount you pay before the insurance will pay. NOT all services require a deductible to be paid. For example, going to the doctor does NOT require a deductible to be paid with most plans.
We Are Here to Listen.
Get The Support You and Your Family Needs
The “REAL” Insurance Lady will make sure you and your family are treated respectfully and diligenty. From flexible healthcare plans to on-demand care services, T.R.I.L is ready to help you.
Get A Free Consultation
We offer free quotes for you and your family in need of insurance services. Whether it is dental insurance or vision insurance, we’re ready when you are, so contact us today!
Affordable Insurance for Everyone. Period.
95% of our clients qualify for FREE health insurance! Contact TRIL Now for a FREE quote to see if you qualify!
Health Insurance
The “REAL” Insurance Lady provides free and affordable health insurance to help give you and your family access to receive health care at a low cost.
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Life Insurance
Life insurance helps financially protect and prepare your family for the inevitable and unexpected events of life after you pass away.
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Medicare Insurance
We all need insurance to maintain a healthy lifestyle as we grow. Allow us to help you along your health journey throughout the different stages of life.
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Dental Insurance
Dental health is just as important as your overall health. We can help you find a low-cost dental plan to help with the cost of preventive care and maintain a healthy smile.
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Disability Insurance
Disability income insurance solves the question of what would happen if you were unable to perform your duties and earn an income.
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Vision Insurance
Vision insurance will help offset the costs of routine checkups as well as help pay for vision correction wear that may be prescribed by the attending physician.
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Companies We Represent.
Just some of the many companies that took the first step with us. Are you ready?
Join over a 60,000 Happy Clients
If you are in need of health insurance in Abilene, Texas, contact The “REAL” Insurance Lady. With a FREE quote, we can assess your insurance needs and determine if you qualify for FREE insurance.